The Allegiant Credit Card, officially known as the Allegiant World Mastercard, is a rewards card targeted towards frequent travelers who often fly with Allegiant Air. Issued by Bank of America, this card boasts a variety of travel-related benefits exclusive to its cardholders. However, determining if this card is the best fit for your needs requires a deeper look into its features and how they compare to other travel reward cards available in the market.
New cardholders can earn a sign-up bonus of 15,000 points after making $1,000 or more in purchases within the first 90 days of opening an account. These points can later be redeemed towards Allegiant travel expenses, making it an attractive offer for those who fly frequently with this specific airline. The card also offers a generous reward rate, with 3 points earned per dollar spent on Allegiant purchases, and 2 points per dollar spent on dining. In addition to rewards points, cardholders enjoy perks like priority boarding, a free onboard drink, and exclusive buy one, get one free flight offers when purchasing Allegiant vacation packages.
While the Allegiant World Mastercard may seem like an appealing choice for frequent Allegiant flyers, it’s important to weigh the pros and cons before making a decision. Ultimately, the card’s value will depend on individual spending habits and travel preferences. Keep in mind that there are many other travel reward cards on the market, which may offer broader benefits and greater flexibility in points redemption. Therefore, it’s crucial to research and compare different credit cards to determine which one best aligns with your travel goals and financial situation.
Overview of Allegiant Credit Card
Allegiant World Mastercard
The Allegiant Credit Card, also known as the Allegiant World Mastercard®, is a travel rewards credit card designed specifically for Allegiant Air customers. Cardholders can earn Allways points, which can be used for travel expenses such as flights, hotel stays, and car rentals through Allegiant. The card also offers perks like priority boarding and one complimentary beverage on every flight.
Bank of America
The Allegiant World Mastercard is issued by the Bank of America and comes with a good credit score recommendation of 690-850. While somewhat niche in its purpose, the card can be a strategic option for Allegiant Air enthusiasts.
Annual Fee
The Allegiant Credit Card has an annual fee of $59. With a variety of rewards and benefits, frequent Allegiant Air travelers may find value in this card to offset the annual fee cost. The card features a Regular APR of 18.24%-26.24% (Variable APR), making it ideal for individuals with good to excellent credit scores.
In summary, the Allegiant Credit Card, or Allegiant World Mastercard®, is a Bank of America-issued card that targets loyal Allegiant Air customers, providing unique benefits and rewards. The annual fee should be taken into consideration when deciding whether the card is suitable for one’s travel preferences and financial situation.
Sign-Up Bonus and Earning Points
Bonus Points and Welcome Offer
The Allegiant Credit Card offers a generous sign-up bonus of 15,000 bonus points, equivalent to $150 off a future Allegiant trip. New cardholders can qualify for this bonus after making $1,000 or more in purchases within the first 90 days of account opening.
Earning Structure
The earning structure of the Allegiant Credit Card is designed to reward users for their Allegiant purchases. While details may vary, cardholders can expect to earn points both on their Allegiant purchases, as well as on everyday spending. It is important for users to understand the card’s point system and make the most of it while planning their travel and daily expenses. Keep in mind that point values, earning rates, and redemption options may be subject to change, so always check the latest terms and conditions for up-to-date information.
Reward Redemption and Benefits
Allways Rewards Program
The Allegiant credit card is part of the Allways Rewards program. This loyalty program allows cardholders to earn points on Allegiant purchases and other spending. For every dollar spent on Allegiant Air, users get 3 Allways Points, while spending at partner hotels and car rental companies earns 2 points per dollar. Any other purchases made with the card earn 1 point per dollar spent.
Redeeming Points
Allways Points can be redeemed for flights booked through AllegiantAir.com. To make the redemption process simple, 1 point is equivalent to 1 cent when used for Allegiant travel. For example, if you have 15,000 Allways Points, that would be equal to $150 off an Allegiant flight. There’s no minimum point requirement for redemptions, allowing you to use any number of points for any flight.
Perks and Benefits
In addition to earning Allways Points, the Allegiant World Mastercard comes with some additional perks. Cardholders can enjoy:
- Complimentary Priority Boarding: Get on the plane faster and secure space for your carry-on bags.
- BOGO Airfare: Buy one airfare and get the second one free when you book a qualifying hotel stay through Allegiant.
- No Ancillary Fees: Pay no fees for using points to book any of Allegiant’s holiday products and services, including baggage fees, priority boarding, and seat assignments.
It’s important to note that the Allegiant credit card comes with a $59 annual fee, and the card’s benefits are mainly centered around travel with Allegiant. The card is best for those who frequently travel with the airline, considering the benefits’ specificity.
Using the Card for Travel
Airfare and Vacation Packages
The Allegiant World Mastercard offers cardholders benefits when used for Allegiant Air travel and vacation package purchases. Earn 3x points per $1 spent directly on Allegiant purchases, including flights and vacation packages. By choosing this card, you can maximize your earnings on Allegiant purchases to potentially save on future trips.
Hotel Nights and Car Rentals
When booking hotel stays and car rentals through Allegiant, you can earn valuable points. It’s important to note that the card’s earning rate is directly tied to Allegiant purchases, so you will not earn as much for hotel nights and car rentals made outside of the Allegiant ecosystem.
Companion Flight Voucher
One unique perk offered by the Allegiant World Mastercard is the companion flight voucher. Upon meeting specific criteria like purchasing an Allegiant vacation package, cardholders are eligible for a buy one, get one free flight offer. This can significantly decrease the cost of travel for a companion on your upcoming trip.
Earning Opportunities and Additional Features
Dining Purchases
The Allegiant Credit Card allows cardholders to earn rewards on dining purchases. With this card, you’ll earn 2 points per dollar spent on all dining purchases. This can be a great way to accumulate points while enjoying your favorite restaurants or trying out new ones. Remember, any points you earn from dining can be redeemed for future Allegiant travel and more.
Frequent Flyer Partners
While the Allegiant Credit Card is specifically tailored to Allegiant air travel, it doesn’t currently offer any frequent flyer partnerships with other airlines such as Spirit. This means that points earned with the Allegiant Credit Card can only be used for Allegiant flights and related purchases, rather than being transferred or combined with frequent flyer programs from other airlines.
Elite Status and Benefits
As an Allegiant Credit Card holder, you can enjoy some elite status benefits. Though the card doesn’t offer a traditional elite status like other airline credit cards might, it does provide you with some exclusive benefits which include:
- Free Beverage: Cardholders receive a complimentary beverage while on board any Allegiant flight, as a special perk just for them.
- Companionship Flight Voucher: Upon renewal of the card each year, cardholders can receive a $25 Allegiant travel voucher to use on their next trip, allowing them to save even more on their travel bookings.
By using your Allegiant Credit Card strategically and taking advantage of these additional features, you can maximize the value you receive from the card.
Comparison with Competitors
Low-Cost Carriers
When comparing the Allegiant World Mastercard to other co-branded credit cards offered by low-cost carriers, such as the Frontier Airlines World Mastercard, there are several differences to consider.
- Annual Fee: Both cards have a similar annual fee, with Allegiant at $59 and Frontier at $79.
- Sign-up Bonus: The Allegiant Mastercard offers 15,000 bonus points (equal to roughly $150 in travel) after meeting the spending requirement, while the Frontier Mastercard offers a higher sign-up bonus.
- Earning Points: Allegiant World Mastercard provides 3x points for every dollar spent on Allegiant purchases, whereas the Frontier Airlines credit card offers 5x points on Frontier purchases.
- Additional Perks: Allegiant cardholders benefit from occasional BOGO (buy-one-get-one-free) airfare, priority boarding, and one free beverage. In contrast, the Frontier card comes with perks such as priority boarding and a $100 annual flight voucher after spending $2,500 on the card.
Transfer Partners
The Allegiant World Mastercard lacks transfer partners, which limits the card’s flexibility when it comes to redeeming points. On the other hand, many other credit cards allow their users to transfer points to various airline and hotel partners, providing a versatile redemption experience. For example, major cards from issuers such as Chase, American Express, and Citi have established relationships with multiple partners, giving their cardholders a wide range of options to maximize the value of their earned rewards.
In summary, while the Allegiant World Mastercard might be suitable for dedicated Allegiant customers, it has limited appeal when compared to other co-branded credit cards for low-cost carriers and those with a variety of valuable transfer partners. Accurate and relevant comparisons can help potential cardholders make informed decisions when selecting a credit card that best aligns with their travel habits and rewards preferences.
Card Costs and Fees
When considering the Allegiant World Mastercard, it’s important to be aware of the costs and fees associated with the card. In this section, we will cover foreign transaction fees, balance transfers, and other fees.
Foreign Transaction Fees
The Allegiant World Mastercard charges a 3% foreign transaction fee. This fee is applied to every purchase made in a foreign currency or with a foreign merchant. For travelers who frequently spend in foreign currencies, this fee may make a significant impact on the card’s overall value.
Balance Transfers
Balance transfers allow cardholders to move debt from one credit card to another. The Allegiant World Mastercard offers a 19.99% – 27.99% variable APR on balance transfers. However, it’s important to note that this card should not be considered as a primary option for balance transfers due to the absence of introductory APR offers.
Other Fees
The Allegiant World Mastercard has an annual fee of $59. Besides the annual fee and foreign transaction fees, cardholders should be aware of the following fees:
- Late payment fee: Up to $40
- Returned payment fee: Up to $29
- Cash advance fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Cash advance APR: 27.49% variable
While assessing the Allegiant World Mastercard, it’s important to weigh the benefits of Allways points, 3x points on Allegiant purchases, 2x points on dining, and other perks against these fees to determine its worth for your specific needs.
Frequently Asked Questions
Credit score requirement?
The recommended credit score for the Allegiant World Mastercard ranges from 690 to 850, which is considered good to excellent.
Approval odds?
There isn’t any specific information available about the approval odds for the Allegiant World Mastercard. However, having a good to excellent credit score and meeting other issuer requirements will generally improve your chances of approval.
Card benefits?
The Allegiant World Mastercard offers several benefits, including a sign-up bonus of 15,000 points after making $1,000 or more in purchases within the first 90 days of account opening. This bonus is worth approximately $150. Cardholders can earn Allways points for Allegiant purchases, which include airfare, hotels, and car rentals, among other benefits.
Associated bank?
The Allegiant World Mastercard is issued by Bank of America.
Application status?
To check the application status for the Allegiant World Mastercard, you can visit the Bank of America website or contact them via their customer service.
Customer support number?
For customer support related to the Allegiant World Mastercard, you can reach out to Bank of America‘s customer service number, which should be available on their website or the back of your card.